Justice Credit Card: Increase Your Approval Odds (+ Get Better Rates)

Last Updated: Mar 27, 2023

  • A good credit score means better approval odds & interest rates
  • We've helped 1000s of people like you!
  • Call us today for your FREE credit consultation

We generally only recommend Justice Credit Card if you have at least a 630 credit score (otherwise known as a "fair" credit score). The reason being you can get a relatively high APR if you have a low credit score, plus it will be much harder to get approved.

Is Justice Credit Card a good credit card for me?

Every situation is different, so it's hard to give a blanket recommendation on whether or not Justice Credit Card is the right card for you.

However, they are known to be relatively generous with their reward points & other perks, so it may be worth it. Keep in mind you may have to acquire a minimum amount of points before you are able to redeem them.

Is Justice Credit Card worth it?

There are 100s of different credit card options that are best suited to a wide range of situations. Which makes it hard for us to honestly answer whether or not Justice Credit Card is worth it for you.

We recommend considering the following when looking into getting any credit card (as a starting point at least):

  • Are you a responsible spender? You can quickly get yourself into too much debt if you're not responsible with your credit card
  • Are there are signup bonuses available with this card?
  • What annual fees does it have?
  • Are there penalty APRs?
  • Does it have an interest free period, and if so, how long is it?
  • How does it's APR compare to other cards?
  • How does the rewards/points system work?

What are the approval odds for Justice Credit Card?

The approval odds are going to be heavily dependant on your credit score, income & expenses.

If you have a credit score of 750+, you can basically get approved for most credit cards, including the Justice Credit Card. But if you have a "poor" credit score, it's going to be a lot more difficult.

What credit score do I need for Justice Credit Card?

A general rule of thumb is if you have a "good" credit score (670-739) or above, then you're approval odds are relatively high.

Anything below that and the odds go down, you may be able to get approved with a "fair" credit score, but if you have a "poor" score, then it is extremely unlikely you'll be approved (unless the card is secured).

Improve your credit score BEFORE applying for Justice Credit Card

If your credit score is preventing you from qualifying for Justice Credit Card, we recommend you call one of our friendly credit experts for a free consultation. We'll review your credit report with you (in real-time), and see if there is anything we can do to help your score.

Once we've improved your score for you, you'll be in a much better place to apply & get approval for Justice Credit Card. Not to mention all the other benefits that come with a great credit score!

How to Get the Most Out of Your Justice Credit Card

A Justice Credit Card can be a fruitful approach to save money while shopping at Justice stores. To capitalize on the advantages of your credit card, it is essential that you are taking advantage of all the perks and rewards it offers.

One way to earn rewards is by utilizing your credit card when making purchases. The more you use your card, the more rewards you can earn. It's essential to keep an eye out for special promotions and sales, as they might offer an opportunity to earn extra rewards.

Another way of maximizing your benefits is to use your card for online purchases. Several credit card companies offer added rewards for online purchases, so ensure to verify if this is a perk of your Justice Credit Card.

Finally, it's crucial that you pay off your balance in full each month to avoid interest charges. This ensures that you are genuinely making the most out of your card.

The Advantages of Having a Good Credit Score

Maintaining a favorable credit score can provide you with numerous advantages to your financial life. A good credit score can make loan, credit card, and mortgage approvals more accessible. Besides, it can also help secure better interest rates on these loans and credit cards, which aids in saving money over time.

A good credit score can also simplify the process of getting an apartment or a job. Several landlords and employers check your credit score to appraise your level of financial responsibility.

To uphold a good credit score, it's vital to exhibit responsible credit usage, such as meeting your bills' payment deadline and keeping your credit utilization low. It is imperative to verify your credit score and report periodically to check for possible errors or fraudulent activities. By sustaining a good credit score, you can enjoy these advantages and many more.

Looking for help with Justice Credit Card?

Take Your Financial Future Back Into Your Own Hands

Speak with a live credit specialist for your free consultation, now