We generally only recommend Jtv Credit Card if you have at least a 630 credit score (otherwise known as a "fair" credit score). The reason being you can get a relatively high APR if you have a low credit score, plus it will be much harder to get approved.
Is Jtv Credit Card a good credit card for me?
Every situation is different, so it's hard to give a blanket recommendation on whether or not Jtv Credit Card is the right card for you.
However, they are known to be relatively generous with their reward points & other perks, so it may be worth it. Keep in mind you may have to acquire a minimum amount of points before you are able to redeem them.
Is Jtv Credit Card worth it?
There are 100s of different credit card options that are best suited to a wide range of situations. Which makes it hard for us to honestly answer whether or not Jtv Credit Card is worth it for you.
We recommend considering the following when looking into getting any credit card (as a starting point at least):
- Are you a responsible spender? You can quickly get yourself into too much debt if you're not responsible with your credit card
- Are there are signup bonuses available with this card?
- What annual fees does it have?
- Are there penalty APRs?
- Does it have an interest free period, and if so, how long is it?
- How does it's APR compare to other cards?
- How does the rewards/points system work?
What are the approval odds for Jtv Credit Card?
The approval odds are going to be heavily dependant on your credit score, income & expenses.
If you have a credit score of 750+, you can basically get approved for most credit cards, including the Jtv Credit Card. But if you have a "poor" credit score, it's going to be a lot more difficult.
What credit score do I need for Jtv Credit Card?
A general rule of thumb is if you have a "good" credit score (670-739) or above, then you're approval odds are relatively high.
Anything below that and the odds go down, you may be able to get approved with a "fair" credit score, but if you have a "poor" score, then it is extremely unlikely you'll be approved (unless the card is secured).
Improve your credit score BEFORE applying for Jtv Credit Card
If your credit score is preventing you from qualifying for Jtv Credit Card, we recommend you call one of our friendly credit experts for a free consultation. We'll review your credit report with you (in real-time), and see if there is anything we can do to help your score.
Once we've improved your score for you, you'll be in a much better place to apply & get approval for Jtv Credit Card. Not to mention all the other benefits that come with a great credit score!
How to Maximize the Benefits of Your Jtv Credit Card
Maximizing the benefits of your Jtv credit card is easy. Use it regularly for purchases on the Jtv website or in-store to take advantage of special financing options and rewards points that can be redeemed for future Jtv purchases. Another great way to maximize the benefits of your JTV credit card is to ensure you're paying your balance in full and on time each month – late payments may lead to penalty fees and negatively impact your credit score. With responsible use of your Jtv credit card, you can enjoy the rewards and benefits while maintaining a healthy credit profile.
The Upside of Having an Excellent Credit Score
Having a good credit score can provide great benefits - both now and in the future. Not only can you get access to lower loan rates and better terms, but it can also make it easier for you to secure a rental property or employment, as many employers now check credit reports when making hiring decisions. Knowing that you are in good financial standing can bring peace of mind, and it all starts with paying your bills on time and using credit responsibly to maintain a healthy score.