Gettington Credit Card: Increase Your Approval Odds (+ Get Better Rates)

Last Updated: Mar 17, 2023

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We generally only recommend Gettington Credit Card if you have at least a 630 credit score (otherwise known as a "fair" credit score). The reason being you can get a relatively high APR if you have a low credit score, plus it will be much harder to get approved.

Is Gettington Credit Card a good credit card for me?

Every situation is different, so it's hard to give a blanket recommendation on whether or not Gettington Credit Card is the right card for you.

However, they are known to be relatively generous with their reward points & other perks, so it may be worth it. Keep in mind you may have to acquire a minimum amount of points before you are able to redeem them.

Is Gettington Credit Card worth it?

There are 100s of different credit card options that are best suited to a wide range of situations. Which makes it hard for us to honestly answer whether or not Gettington Credit Card is worth it for you.

We recommend considering the following when looking into getting any credit card (as a starting point at least):

  • Are you a responsible spender? You can quickly get yourself into too much debt if you're not responsible with your credit card
  • Are there are signup bonuses available with this card?
  • What annual fees does it have?
  • Are there penalty APRs?
  • Does it have an interest free period, and if so, how long is it?
  • How does it's APR compare to other cards?
  • How does the rewards/points system work?

What are the approval odds for Gettington Credit Card?

The approval odds are going to be heavily dependant on your credit score, income & expenses.

If you have a credit score of 750+, you can basically get approved for most credit cards, including the Gettington Credit Card. But if you have a "poor" credit score, it's going to be a lot more difficult.

What credit score do I need for Gettington Credit Card?

A general rule of thumb is if you have a "good" credit score (670-739) or above, then you're approval odds are relatively high.

Anything below that and the odds go down, you may be able to get approved with a "fair" credit score, but if you have a "poor" score, then it is extremely unlikely you'll be approved (unless the card is secured).

Improve your credit score BEFORE applying for Gettington Credit Card

If your credit score is preventing you from qualifying for Gettington Credit Card, we recommend you call one of our friendly credit experts for a free consultation. We'll review your credit report with you (in real-time), and see if there is anything we can do to help your score.

Once we've improved your score for you, you'll be in a much better place to apply & get approval for Gettington Credit Card. Not to mention all the other benefits that come with a great credit score!

How to Get the Most Out of Your Gettington Credit Card

If you're a frequent shopper at Gettington, you can employ several strategies to take full advantage of your Gettington credit card.

Pay off your balance in full each month – this way, you won't have any interest charges piling up.

Look out for exclusive discounts and promotions - keep an eye out for special offers only available to Gettington credit card holders. These can include free shipping, cashback rewards, and more.

Earn rewards points on your purchases – with every purchase, you earn rewards points which can be redeemed for discounts on future purchases.

Sign up for email or text alerts – setting up alerts keeps you informed of exclusive deals and sales events so that you don't miss out on any savings!

The Benefits of Maintaining a Good Credit Score

Having a good credit score can open the door to many financial opportunities. It can help you get approved for credit cards, loans, and mortgages with lower interest rates - saving you thousands of dollars in interest charges over time. It can also improve your chances for getting a job or rental property, as many employers and landlords check credit scores when making decisions.

To maintain a good credit score, make sure to pay bills on time, keep your credit utilization rate low, and monitor your credit report regularly to guard against errors or fraudulent activity. With proper care and vigilance, you can have a solid financial foundation that will serve you well now and in the future.

Looking for help with Gettington Credit Card?

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