We generally only recommend Burlington Credit Card if you have at least a 630 credit score (otherwise known as a "fair" credit score). The reason being you can get a relatively high APR if you have a low credit score, plus it will be much harder to get approved.
Is Burlington Credit Card a good credit card for me?
Every situation is different, so it's hard to give a blanket recommendation on whether or not Burlington Credit Card is the right card for you.
However, they are known to be relatively generous with their reward points & other perks, so it may be worth it. Keep in mind you may have to acquire a minimum amount of points before you are able to redeem them.
Is Burlington Credit Card worth it?
There are 100s of different credit card options that are best suited to a wide range of situations. Which makes it hard for us to honestly answer whether or not Burlington Credit Card is worth it for you.
We recommend considering the following when looking into getting any credit card (as a starting point at least):
- Are you a responsible spender? You can quickly get yourself into too much debt if you're not responsible with your credit card
- Are there are signup bonuses available with this card?
- What annual fees does it have?
- Are there penalty APRs?
- Does it have an interest free period, and if so, how long is it?
- How does it's APR compare to other cards?
- How does the rewards/points system work?
What are the approval odds for Burlington Credit Card?
The approval odds are going to be heavily dependant on your credit score, income & expenses.
If you have a credit score of 750+, you can basically get approved for most credit cards, including the Burlington Credit Card. But if you have a "poor" credit score, it's going to be a lot more difficult.
What credit score do I need for Burlington Credit Card?
A general rule of thumb is if you have a "good" credit score (670-739) or above, then you're approval odds are relatively high.
Anything below that and the odds go down, you may be able to get approved with a "fair" credit score, but if you have a "poor" score, then it is extremely unlikely you'll be approved (unless the card is secured).
Improve your credit score BEFORE applying for Burlington Credit Card
If your credit score is preventing you from qualifying for Burlington Credit Card, we recommend you call one of our friendly credit experts for a free consultation. We'll review your credit report with you (in real-time), and see if there is anything we can do to help your score.
Once we've improved your score for you, you'll be in a much better place to apply & get approval for Burlington Credit Card. Not to mention all the other benefits that come with a great credit score!
How to Maximize the Benefits of Your Burlington Credit Card
If you have a Burlington credit card, there are several ways to get the most out of it. Firstly, reap the rewards by taking advantage of the points-based program; track your points and use them before they expire for exclusive offers, discounts, and other perks. Secondly, pay your balance in full every month to avoid interest charges and build up your credit score. Lastly, keep an eye out for special promotions and discounts available exclusively to Burlington credit cardholders – these can help you save even more on your purchases.
The Impact of Having a Great Credit Score
A high credit score can be beneficial in a multitude of ways. It can open up access to loans and credit cards with better interest rates, giving you the opportunity to save thousands of dollars over time. Moreover, having great credit makes it more likely for you to get approved for those same loans and credit cards, providing you with more choices when it comes to borrowing. Additionally, good credit may even improve your chances at renting an apartment or snagging a job, as many landlords and employers often check applicants' credit reports during the application process. Above all, keeping a solid credit score is critical if you are serious about reaching your financial goals.